Getting Credit Cards During a Chapter 7 or Chapter 13 is an important way to rebuild your credit after filing for bankruptcy. It can improve your credit rating, allow you to avoid paying interest on your loan, and give you an opportunity to improve your spending habits. However, it can also come with its own set of downsides. More info : https://www.scura.com/blog/getting-credit-cards-during-a-chapter-7-or-chapter-13-bankruptcy

How soon can you get a credit card after chapter 7?

While there are numerous offers for credit cards available, some may not be the best options for you. Some may have high fees, while others might not offer great rewards. You should do your research before making a decision on which credit card to use. Check this out : 

It is important to note that a new credit card can help boost your score, but it is also important to consider the benefits and drawbacks of various options. The best way to get the most out of your credit is to make your payments on time and use the card responsibly.

One way to do this is to use a secured credit card. These cards typically require a security deposit, which is refunded if you close the account. However, you will be responsible for paying the balance in full every month.

Another option is to get a secured credit card from a large lending company. These companies are more likely to provide a low-cost card that allows you to build credit, while also allowing you to use the card for purchases you will make in the future.